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During the war, an obscure banking house - Jay Cooke and Company of Philadelphia - sold millions of dollars worth of Government securities. The Northern Pacific Railway urged this concern to assist it in obtaining funds in a similar manner. The bank sent independent engineers through the West to investigate the position. The engineers' reports proved satisfactory, and the banking company embarked on an extensive campaign to advertise the project and to obtain public financial support.

It was by no means an easy task to persuade investors to subscribe to the funds of the railway, as the prospects of profitable working seemed, at that time, somewhat remote. In 1870, the territory in which the new railway was to be built, had a population of only 600,000. Of these, some 400,000 were in the State of Minnesota, and the remainder were scattered in small communities throughout the other states along the route, sharing the land with the Indians and the buffalo herds. It is not surprising that critics were in doubt as to the source from which the railway was to derive its traffic.

Supported, however, by the funds raised, the railway builders began work, and from a point twenty miles west of Duluth in Minnesota, the track was pushed forward to the Pacific. By the end of 1870 the railway had been laid as far as the Red River in Minnesota. Simultaneously with the drive to the Pacific, a start had been made in the far west to build a line running eastward to meet the railway from Minnesota. The western portion was started at the Columbia River, near Portland (Oregon).

Work progressed steadily, the prairies were crossed as far as Bismarck, on the Missouri River, and the eastbound line from Portland reached Tacoma. Then the great financial crash of 1873 hit the United States and the railway was caught at a disadvantage. The statements circulated by Jay Cooke and Co. were subjected to considerable adverse criticism, and panic-stricken investors sent experts to report on the partly finished railway and its possibilities. Unfortunately the shareholders' representatives were prejudiced from the outset, and as they were unable to appreciate the vast possibilities of what is now the Middle West - the backbone of the United States of America - their reports brought about a financial landslide resulting in the railway's bankruptcy.

The five years 1870-5 had not, however, been wasted. Over 550 miles of track had been laid and forty-eight locomotives, together with more than 1,200 freight wagons, had been put into service. In addition to railway development, great progress had been made in agricultural expansion. Not one bushel of grain was taken off the land in the railway zone during 1870, but in 1875 the harvest totalled half a million bushels.

Winter Hardships
After the financial crisis constructional work practically ceased, but the line was kept in thorough repair and showed a steady increase in revenue. Large numbers of settlers were attracted to the country served by the railway, and cultivation was put on a firm basis. The land that had been regarded as desert proved to be wonderful wheat country; but another popular fallacy proved a stumbling-block in the path of agricultural expansion. This was the impression generally held that the prairie was something to be dreaded. The icy blasts from the North swept clear over level country for hundreds of miles. Heavy snowfalls were driven by the wind into huge banks-forty feet and more in depth. Such conditions have always held and must endure for all time, but man's conquest of the North American winter ranks in the forefront of human endeavour.

In the early days of the Northern Pacific Railway, however, it was deemed advisable to run before the storm, rather than to stand and endure the rigours of the winter. United States troops, holding in check the remaining Indians on the prairie, increased the fears of the settlers with highly-coloured tales of the blizzards, the low temperatures, and the hardships of the long winter. Most of the farming community, after the gathering of the harvest, locked the doors of their shacks and departed to the towns for the winter, returning to their farms in the spring.

The general belief that the winter-bound country was untenable spread to the railway, and with the loading into trucks of the last of the season's grain, all locomotives, wagons, and men on the prairie were withdrawn. The company was of the opinion that it was better to close down the railway for five months or so each year, rather than face the fury of the winter.

The railway's policy met with a dramatic reversal in 1876, when the settlers were faced with a peril greater than that of the winter storms. This was the rebellion of the Sioux Indians. The United States Government decided on drastic military action, with Bismarck, on the banks of the Missouri, as the base. To ensure the necessary supplies, the railway company was induced to keep the line open during the winter of 1876-7. Traffic proved to be considerable, hut, despite exceptionally fierce weather, with terrible blizzards and heavy falls of snow, no difficulty was experienced in maintaining communications,

In 1879 the railway's financial position had improved and construction was resumed. On the eastern section of the line the track had to be carried over the Mississippi, necessitating the construction of a great bridge. This immense structure, 1,400 ft. long, is divided into three spans with the railway track carried 50 ft. above the water.

After crossing the river, construction became easier, and the building of the railway proceeded apace across the plains of Dakota and Montana as far as the foothills of the Rocky Mountains.

On the western section work was necessarily carried on at a slower pace, as the range of the Cascade Mountains constituted a formidable barrier. Huge rifts in the mountains had to be spanned by massive timber trestle bridges, for which millions of feet of lumber were cut in the vicinity of the line. Mountain streams also were bridged by great timber structures, and these pioneer methods proved most successful in reducing the high cost of construction. Ledges were cut in the mountain sides to accommodate the track, and tunnelling was reduced to a minimum, although it could not be avoided entirely. One of the most spectacular displays of engineering on the railway was the driving of a tunnel nearly two miles long beneath the Stampede Pass over the Cascade Mountain.

Two tunnels also were necessary through the range of the Rocky Mountains, the Bozemann Tunnel, 3,160 ft. long, and the Mullan Tunnel, with a length of 3,847 ft. Simultaneously with the construction of the main line from the eastern and western ends respectively, short branches were laid in promising districts for mining, lumbering, and agricultural development.

Subsidised Railroads
Control of the Northern Pacific Railway was at that time in the hands of Henry Villard, one of the most remarkable characters in the history of the United States of America.

Villard was born at Speyer, Germany, in 1835, and was the son of a Bavarian judge. In 1853 he went to America, where he learned English and became a journalist. He was a war correspondent during the Civil War. After many years of newspaper work, both in Europe and America, Villard turned his attention to railway finance and organisation. He became President of the Northern Pacific Company in 1881, and immediately directed his energies to speeding the completion of the northern transcontinental route. On September 8, 1883.

the eastern and western branches of the railway met at Gold Creek, in Hellgate Canyon, Montana, thus bringing into operation some 2,260 miles of line.

One of the most important works undertaken during the construction of the Northern Pacific was the Stampede Tunnel through the Cascade Mountains.

Today, (1935), the Northern Pacific Railway ranks among the foremost of the United States main lines. It has a mileage of 6,736. all on the standard gauge of 4 ft. 8½ in., and owns nearly 1,000 locomotives, over 1,400 cars, and nearly 49,000 freight cars.